Smart Borrower Center
Advice and tools
to help you borrow smarter!

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1. Proven Methods to Better Your Credit

2. Credit Scores

3. Refinancing for Those Without Perfect Credit

4. Raise Your Score and Purchase Your Dream Home

5. Little Known SECRETS Show How To Improve Your Credit Scores

6. Low Credit Score Loans

7. How does a Mortgage Lender Decide to Lend me Money for a New Home?

8. If I'm Turned Down, Will You Tell Me Why?

9. Can I Purchase A Home Without  An “A” Credit Rating?

10. Can Information Be changed or removed from my credit report?

11. If I tell the credit Bureaus that I'm trying to improve my credit history, won't they try to help me?

12. How about writing a letter explaining my credit problems for the credit bureaus to include with my credit report to those who request it?

13. I tend to always accept low interest rate credit card offers that I get in the mail, switching balances about 4 times a year.  Can this harm my rating?

14. What can I do to stop getting these unsolicited credit card offers?

15. I’ve been late several times in paying off a credit card account...

16. If I pay off my delinquent accounts, will my credit report greatly improve?

17. Will filing for bankruptcy start me on a clean slate?