Freddie Mac Survey of
Commitment Rate And Points, Monthly Average
15-Year Fixed-Rate Mortgages Since 1991
| 2003 |  |
2002 | |
2001 | |
2000 | |
||||||||||
|
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
|||||
| January | 5.30 | 0.6 | 6.48 | 0.7 | 6.64 | 0.9 | 7.80 | 1.0 | |||||||||
| February | 5.22 | 0.6 | 6.38 | 0.7 | 6.64 | 0.9 | 7.93 | 1.0 | |||||||||
| March | 5.07 | 0.6 | 6.52 | 0.7 | 6.51 | 1.0 | 7.83 | 0.9 | |||||||||
| April | 5.12 | 0.6 | 6.48 | 0.7 | 6.60 | 1.0 | 7.80 | 1.0 | |||||||||
| May | 4.86 | 0.6 | 6.28 | 0.7 | 6.68 | 1.0 | 8.18 | 1.0 | |||||||||
| June | 4.63 | 0.6 | 6.11 | 0.6 | 6.70 | 1.0 | 7.99 | 0.9 | |||||||||
| July | 4.97 | 0.5 | 5.93 | 0.5 | 6.68 | 0.9 | 7.87 | 0.9 | |||||||||
| August | 5.59 | 0.7 | 5.70 | 0.6 | 6.50 | 0.9 | 7.76 | 1.0 | |||||||||
| September | 5.46 | 0.6 | 5.51 | 0.6 | 6.34 | 0.9 | 7.60 | 1.0 | |||||||||
| October | 5.50 | 0.6 | 6.10 | 0.9 | 7.47 | 1.0 | |||||||||||
| November | 5.46 | 0.6 | 6.15 | 0.8 | 7.42 | 0.9 | |||||||||||
| December | 5.45 | 0.6 | 6.54 | 0.8 | 7.06 | 0.9 | |||||||||||
| Annual Average | 5.98 | 0.6 | 6.50 | 0.9 | 7.72 | 1.0 | |||||||||||
| 2000 | |
1999 | |
1998 | |
1997 | |
1996 | ||||||||||||
|
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
|||||
| January | 7.80 | 1.0 | 6.43 | 1.0 | 6.58 | 1.4 | 7.33 | 1.7 | 6.55 | 1.7 | ||||||||||
| February | 7.93 | 1.0 | 6.44 | 1.0 | 6.64 | 1.2 | 7.15 | 1.7 | 6.56 | 1.7 | ||||||||||
| March | 7.83 | 0.9 | 6.68 | 0.9 | 6.74 | 1.2 | 7.41 | 1.7 | 7.11 | 1.8 | ||||||||||
| April | 7.80 | 1.0 | 6.53 | 0.9 | 6.78 | 1.0 | 7.68 | 1.7 | 7.44 | 1.7 | ||||||||||
| May | 8.18 | 1.0 | 6.75 | 1.0 | 6.78 | 1.0 | 7.47 | 1.6 | 7.58 | 1.7 | ||||||||||
| June | 7.99 | 0.9 | 7.18 | 1.0 | 6.67 | 1.0 | 7.24 | 1.7 | 7.83 | 1.7 | ||||||||||
| July | 7.87 | 0.9 | 7.26 | 1.0 | 6.62 | 1.1 | 7.04 | 1.8 | 7.77 | 1.7 | ||||||||||
| August | 7.76 | 1.0 | 7.53 | 1.0 | 6.61 | 1.1 | 7.02 | 1.7 | 7.52 | 1.7 | ||||||||||
| September | 7.60 | 1.0 | 7.44 | 1.0 | 6.40 | 1.0 | 6.99 | 1.7 | 7.75 | 1.7 | ||||||||||
| October | 7.47 | 1.0 | 7.47 | 1.0 | 6.36 | 0.9 | 6.85 | 1.7 | 7.43 | 1.7 | ||||||||||
| November | 7.42 | 0.9 | 7.36 | 1.0 | 6.51 | 0.9 | 6.76 | 1.7 | 7.14 | 1.7 | ||||||||||
| December | 7.06 | 0.9 | 7.52 | 1.0 | 6.39 | 0.9 | 6.66 | 1.8 | 7.10 | 1.7 | ||||||||||
| Annual Average | 7.72 | 1.0 | 7.06 | 1.0 | 6.59 | 1.1 | 7.13 | 1.7 | 7.32 | 1.7 | ||||||||||
| 1995 | |
1994 | |
1993 | |
1992 | |
1991 | ||||||||||||
|
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
Rate |
|
Pts |
|||||
| January | 8.80 | 1.8 | 6.57 | 1.7 | 7.51 | 1.7 | 8.01 | 1.7 | na | na | ||||||||||
| February | 8.46 | 1.9 | 6.66 | 1.7 | 7.17 | 1.5 | 8.38 | 1.8 | na | na | ||||||||||
| March | 8.06 | 1.8 | 7.18 | 1.7 | 7.00 | 1.6 | 8.58 | 1.9 | na | na | ||||||||||
| April | 7.88 | 1.9 | 7.80 | 1.7 | 6.94 | 1.6 | 8.47 | 1.7 | na | na | ||||||||||
| May | 7.51 | 1.8 | 8.08 | 1.7 | 6.93 | 1.8 | 8.29 | 1.7 | na | na | ||||||||||
| June | 7.06 | 1.8 | 7.91 | 1.8 | 6.92 | 1.6 | 8.08 | 1.7 | na | na | ||||||||||
| July | 7.09 | 1.8 | 8.11 | 1.7 | 6.72 | 1.6 | 7.67 | 1.6 | na | na | ||||||||||
| August | 7.36 | 1.8 | 8.02 | 1.8 | 6.63 | 1.5 | 7.49 | 1.6 | na | na | ||||||||||
| September | 7.16 | 1.8 | 8.13 | 1.8 | 6.43 | 1.5 | 7.41 | 1.6 | 8.69 | 1.8 | ||||||||||
| October | 7.01 | 1.9 | 8.39 | 1.8 | 6.37 | 1.5 | 7.55 | 1.7 | 8.49 | 1.8 | ||||||||||
| November | 6.89 | 1.8 | 8.67 | 1.8 | 6.69 | 1.5 | 7.80 | 1.8 | 8.33 | 1.7 | ||||||||||
| December | 6.74 | 1.8 | 8.80 | 1.8 | 6.68 | 1.5 | 7.74 | 1.6 | 8.07 | 1.7 | ||||||||||
| Annual Average | 7.48 | 1.8 | 7.86 | 1.8 | 6.83 | 1.6 | 7.96 | 1.7 | na | na | ||||||||||
Source: Freddie Mac